PayDo

payment operations team lead in fintech

In short

Payment Operations Team Lead role at PayDo, an FCA/FINTRAC/MFSA-authorised Electronic Money Institution operating in 140+ countries. The role leads a payment operations team, managing transaction routing, decline/approval KPIs, provider performance and SLAs, and acting as escalation point for live payment incidents while coordinating with Product, Tech, Risk and Compliance. Requires 3+ years of managerial experience in payment operations at EMIs/PSPs, deep knowledge of SWIFT/SEPA/FPS rails, and advanced English with native Russian. Fully remote, full-time position.

About PayDo
PayDo is an Electronic Money Institution authorised by the FCA in the UK, FINTRAC in Canada, and MFSA in Malta. It operates in over 140 countries and more than 25 industries, providing multicurrency IBANs, merchant solutions, mass payments, acquiring, and open banking through a single platform and contract.
Responsibilities
•Lead, coordinate, and mentor the payment team's day-to-day operations
•Monitor transaction flows, payment success rates, and decline reasons to identify and resolve issues
•Manage payment configurations, system settings, dynamic routing rules, and cascade settings for integrated providers
•Manage updates, fixes, and maintenance of daily payment settings and operational flows
•Monitor and optimise operational KPIs, including conversion rates, approval rates, routing efficiency, and decline codes
•Improve payment conversion through technical setup optimisation of active providers
•Establish, maintain, and analyse payment reporting frameworks using operational data to inform daily decisions
•Serve as the main escalation point for live transaction issues, stuck payments, and processing outages
•Oversee active acquiring and payment provider performance, including reliability, uptime, and SLA adherence
•Collaborate with Product, Tech, Support, Risk, and Compliance teams to resolve complex payment incidents
•Drive automation and continuous optimisation of internal operational workflows, QA processes, and tools
•Develop, update, and maintain Standard Operating Procedures (SOPs) for payment operations
•Take ownership, show initiative, deliver impactful results, and solve problems quickly with practical solutions
Requirements
•3+ years of experience in managerial roles within payment operations at EMIs, PSPs, payment orchestration platforms, or payment consulting firms
•Proactive approach to driving initiatives and improvements
•Strong understanding of SWIFT, SEPA, SEPA Inst, and FPS payment rails
•Experience working and communicating with banks, fintechs, and PSPs
•Excellent communication skills for collaboration with technical and non-technical teams
•Strong problem-solving and troubleshooting skills
•Advanced English and native Russian
Nice to have
•Experience with Tableau, Power BI, or similar tools
Conditions
•Annual Learning & Development Budget for courses, training, and certifications
•Regular KPI-based performance reviews
•Transparent career growth opportunities: Lead roles within 1 year, Head roles within 2 years, and C-level within 4 years, based on exceptional performance
•Extra bonuses for ideas shared through the PayDo Ideas Hub

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