About N26
N26 provides a digital banking platform, offering banking, savings, investment, and travel products. It has eliminated physical branches, paperwork, and hidden fees to provide a digital banking experience.
Responsibilities
•Lead and support internal business audit activities across the N26 Group, including external service providers and subsidiaries, focusing primarily on the French branch and AML/AFC/KYC topics
•Prepare and manage the full audit cycle, including risk and control management for the effectiveness, reliability, and compliance of business operations
•Develop and update a comprehensive, risk-based annual audit plan across business functions such as Product, Customer Operations, Sales, Marketing, and Partnerships
•Draft detailed internal audit reports and present findings and agreed action plans to the Executive Board and relevant committees
•Monitor and follow up on the timely remediation of audit findings and deficiencies
•Contribute to strategic projects and maintain internal audit policies
•Supervise and review junior team members' work to ensure successful delivery
Requirements
•Bachelor's degree or comparable degree in accounting, finance, business administration, economics, or a related field
•At least 7 years of professional experience as an Internal Auditor in an international, regulated environment, preferably in a bank, financial institution, or audit firm
•Significant experience in risk controlling and validating financial and non-financial risks
•Profound knowledge of French banking, anti-money laundering (AML), and consumer protection regulations
•Fluent English and French
•Deep understanding of operational and financial controls, online banking processes, retail products, European, French, and German regulatory standards, and banking IT systems
•Strong analytical, organizational, communication, and stakeholder management skills for cross-functional collaboration
•Strategic mindset, integrity, independence in executing audit tasks, and a strong bias for action
•Confident use of audit tools, data analytics, and reporting systems
Nice to have
•Another European language
•Familiarity with agile methodologies
Conditions
•Personal development budget
•Work-from-home budget
•Discounts on fitness and wellness memberships, language apps, and public transportation
•Premium subscription to a personal N26 bank account, plus subscriptions for friends and family members
•One additional day of annual leave for each year of service
•Relocation package with visa support for those who need it
