About the Role
At Unlimit, we're building a global fintech ecosystem that removes financial borders. Now we are looking for the Back Office Product Owner to join our team in Belgrade!
Key Tasks
•Own the Backoffice end-to-end — functionality, business logic, data model, documentation, roadmap, and lifecycle.
•Manage reconciliation — define matching rules and thresholds, oversee breaks, and reduce manual intervention and recurring discrepancies.
•Drive settlement and payouts — own settlement logic, including cycles, fees, reserves, netting, FX, and adjustments, ensuring transparent and controlled payouts.
•Ensure wallet & ledger integrity — define balance rules across currencies and ensure accurate, traceable money movement.
•Drive requirements & roadmap — translate business, operational, and regulatory needs into a prioritized backlog and clear, testable requirements, making trade-offs with Engineering.
•Own delivery & release quality — define acceptance criteria, lead UAT, coordinate testing, approve releases, and validate outcomes in production.
•Manage incidents & operational continuity — handle critical escalations, assess financial impact, coordinate remediation, and oversee financial data corrections.
•Partner cross-functionally with Finance, Compliance, Support, and Audit on reporting, regulatory requirements, documentation, and Backoffice user support.
Qualifications You Bring
•3+ years in payment/financial operations across payments, fintech, crypto, or banking.
•Strong knowledge of payment rails: SEPA/Instant, SWIFT, Faster Payments, ACH, card acquiring, open banking.
•Crypto & AML/CTF knowledge: blockchains, stablecoins, wallets, tracing, KYC/CDD, sanctions/PEP, SoF, Travel Rule, SAR/STR, MiCA, VASP requirements.
•Strong reconciliation & controls skills: ledgers, settlements, cut-offs, discrepancies, transaction investigation.
•Advanced Excel/Google Sheets; SQL preferred.
•Analytical, detail-oriented, and communicative: sound judgement, discretion, and fluent English.
We Offer
•Onsite in Belgrade (Skyline Tower)
•Full time
•Employment Agreement
•Medical Insurance
•FitPass
•25 vacation days annual
•Approved budgets for corporate education
