About
Ardshinbank is a leading bank in Armenia offering retail and commercial banking, investment banking, and private and wealth solutions. It serves over 380,000 customers through 1,700+ employees, 65 branches, and mobile and online banking platforms.
Responsibilities
•Research lending and banking services markets for micro, small, and medium-sized enterprises under the direction of the regional manager
•Attract SME customers in the regions served by the Bank's branches
•Organize meetings and visits with prospective SME customers and present the Bank's services
•Analyze prospective borrowers' businesses and carry out the lending process
•Track loan applications and submit them to the authorized approval bodies or committees
•Promote banking services and products and conduct cross-selling
•Take steps to meet individual and branch monthly and quarterly plans and targets
•Maintain and regularly update SME customer profiles
•Manage SME customers' active and passive portfolios
•Service the loan portfolio and communicate effectively with customers
•Monitor loan portfolio quality and support the recovery of problem loans
•Propose ways to optimize and automate SME customer service business processes to the regional manager
•Carry out assignments from the regional manager
•Perform other duties assigned under the Bank's internal regulations, decisions, and orders
•Submit reports on completed work to the direct manager, the regional manager
Requirements
•Higher or vocational education
•At least 2 years of work experience in the financial and banking sector during the last 3 years
•Good knowledge of MS Office
•Excellent Armenian, good Russian, and good English
•Knowledge of financial analysis and general knowledge of banking regulations
Conditions
•Location: Goris
•300,000 – 700,000 ՀՀ դրամ (AMD) including bonuses
•24 paid vacation days, additional paid days off and time off, and a flexible work schedule
•Individual training and development programs, training opportunities abroad, training for junior specialists, and professional development courses
•Health and critical illness insurance
•Preferential terms for the Bank's products, partner discounts, themed employee gifts, and business travel opportunities
•Team meetings, corporate events, and intellectual and sports games
•Monthly, quarterly, and annual bonuses in addition to base salary; annual salary review
•Free language courses, a "Baby born" package, a reward system, company performance-based bonuses, a sports package, a staff referral program, education reimbursement, preferential financial services, and preferential family member insurance
