Ardshinbank

Credit specialist

In short

This role involves selling loans, insurance, deposits and payment cards, managing customer accounts, and advising clients on banking services at a bank branch in Vagharshapat, Armenia. The employer is Ardshinbank, and the position is at a middle level requiring at least three months of recent financial/banking sector experience, preferably in lending or sales. It demands fluency in Armenian plus good Russian and English, higher education, and knowledge of banking legislation and MS Office. The role includes performance-based bonuses and various employee benefits.

About the Role
Ardshinbank is looking to expand its team by hiring a highly qualified Credit Specialist.
Responsibilities
•Sell loans, insurance certificates, deposits and payment cards, and carry out cross-selling.
•Open, maintain and close customer accounts in accordance with the requirements of the Bank's internal regulations, decisions and orders.
•Attract payroll projects and carry out sales.
•Advise customers on banking services.
•Organize and deliver presentations for customers and carry out preliminary sales by telephone.
•Enter customer data, including contact details, and changes to that data into the "Operating Day" system.
•Sell the Bank's banking products offered within the framework of payroll projects.
Requirements
•Higher education (a degree in economics or a technical field is preferred).
•At least three months of experience in the financial and banking sector during the last three years, preferably in lending and/or sales, or a positive result from participation in the Bank's pre-qualification program.
•Excellent command of Armenian and good command of Russian and English.
•Knowledge of banking legislation, general knowledge of banking services, and knowledge of business ethics.
•Knowledge of MS Office, LSoft or similar programs.
Conditions
•24 paid vacation days, additional paid days off (Day off) and hours off (Time off), a flexible work schedule, and the opportunity to work remotely.
•Individual training and development programs, the opportunity to train abroad, training for junior specialists, and retraining aimed at developing employees' professional knowledge and skills.
•Health insurance, critical illness insurance, the opportunity to use the Bank's products on preferential terms, discounts offered by partner organizations, themed gifts for employees, and business travel opportunities.
•Team meetings, corporate events, intellectual and sports games.
•In addition to the base salary, monthly, quarterly and annual bonuses, as well as an annual salary review.

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