About Ardshinbank
Ardshinbank is a leading bank in Armenia offering retail and commercial banking, investment banking, and private and wealth solutions. It serves over 380,000 customers through a network of 65 branches and a mobile and online banking platform.
Responsibilities
•Research lending and banking services markets for micro, small, and medium-sized businesses, as assigned by the regional head
•Attract SME customers in the regions served by the bank's branches
•Organize meetings and visits with prospective SME customers and present the bank's services
•Analyze prospective borrowers' businesses and manage the lending process
•Track loan applications and submit them to authorized approval bodies and committees
•Promote banking services and products and conduct cross-selling
•Work toward individual and branch monthly and quarterly targets and performance indicators
•Maintain and regularly update SME customer profiles
•Manage SME customers' active and passive portfolios
•Service the established loan portfolio and communicate effectively with customers
•Monitor loan portfolio quality and support the recovery of problem loans
•Propose and submit improvements to optimize and automate business processes for serving SME customers
•Carry out assignments from the regional head
•Perform other assigned functions under the bank's internal regulations, decisions, and orders
•Report completed work to the direct manager, the regional head
Requirements
•Higher or professional education
•At least 2 years of experience in the financial and banking sector within the last 3 years
•Good command of MS Office
•Excellent Armenian, good Russian, and good English
•Knowledge of financial analysis and general knowledge of banking regulations
Conditions
•Location: Shirak
•24 paid vacation days, additional paid days off and time off, and a flexible work schedule
•Individual training and development plans, training opportunities abroad, training for entry-level specialists, and professional development courses
•Health and critical illness insurance
•Preferential access to the bank's products and discounts from partner organizations
•Themed employee gifts, business travel opportunities, team meetings, corporate events, and intellectual and sports games
•Monthly, quarterly, and annual bonuses in addition to base salary; annual salary review
