TBC

Analyst for regional corporate clients

In short

This role analyzes credit applications and financial indicators for regional corporate clients at TBC, a financial institution, preparing loan projects, financial models, and risk assessments, and presenting them to the Credit Committee. It also covers loan issuance, monitoring clients' financial condition and loan compliance, and managing tranches or credit lines. The role requires a higher education in finance or business administration, at least two years as a financial analyst, and advanced English and Russian.

About
We are TBC — a leading financial institution in the region, where a bold and ambitious team fulfils our mission and makes people's lives easier. We set a new standard of service using data analysis, artificial intelligence and digital products. We support you in developing, achieving your goals and creating your success story — the main thing is to believe. We have an active vacancy for an Analyst in the Regional Corporate Clients Service Department.
Responsibilities
•Receive and process clients' credit applications
•Analyze clients' financial indicators and prepare comprehensive loan projects accordingly
•Prepare financial models and determine forecast financial indicators
•Assess project risks
•Organize the collateral valuation process and ensure it is properly reflected in the project
•Present the project to the Credit Committee
•Manage the loan issuance process
•For non-standard contracts, manage the process with both the bank's internal units and the client
•Regularly monitor the financial condition of existing clients
•Monitor compliance with the loan's intended purpose
•Manage the utilization of tranches or credit lines
•Prepare various reports in accordance with the bank's existing standards
Requirements
•Higher education in finance or business administration (CFA and/or ACCA will be considered an advantage)
•At least two years of experience working as a financial analyst
•Advanced knowledge of English and Russian
•Knowledge of finance
•Knowledge of the bank's structure and allocation of functions
•Knowledge of banking legislation
•Knowledge of banking products and processes, and tariffs
•Advanced knowledge of MS Office programs (MS Excel/Word/PowerPoint)
•Willingness to work with AI tools and modern technologies
Nice to have
•CFA and/or ACCA
Conditions
No conditions specified in the vacancy.

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