# Global AML Advisory, Digital Asset Client Advisory
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Overview
As an AML subject matter expert in Digital Assets, s/he is responsible for advising the Global AML Compliance Department and relevant first-line business leaders on strategies to identify and manage AML/CFT risks associated with Digital Asset customers, transactions and operations. S/he advises on the design, implementation, testing and ongoing effectiveness of relevant KYC, transaction monitoring and payment transparency controls.
Job Summary
•Leads maintenance of the global financial crimes Digital Assets framework, with primary responsibility for customer, transaction and AML control effectiveness matters.
•Provide AML advisory support for customer types, operating models, products and services involving digital asset issuers, exchanges, custodians, brokers, wallet providers, DeFi protocols, and other blockchain-based services.
•Develop and maintain customer and counterparty risk methodologies for DASPs/VASPs and other Digital Asset businesses, including considerations relating to licensing, ownership, geography, products, transaction activity, blockchain exposure and control maturity.
•Advise on enhanced due diligence, onboarding, periodic review, transaction monitoring, investigations, escalation and exit considerations for Digital Asset customers and counterparties.
•Partner with operations, investigations, data, technology and vendor-management teams to design and implement controls using blockchain data and analytics.
•Develop risk-based requirements and procedures for on-chain and off-chain monitoring, Travel Rule compliance, wallet ownership identification control considerations, and red flag escalation processes.
•Monitor emerging illicit-finance typologies and translate relevant developments into control enhancements, training and investigative guidance.
•Serve as an escalation point for complex Digital Asset customer, wallet, transaction and investigation matters, coordinating with relevant GFCD stakeholders.
•Support application of AML-related control assessments, including new product assessments.
•May liaise with senior regional FCC leadership, support examinations, and/or act as a primary global FCC point of contact for regulators, internal audit and independent testing functions on relevant Digital Asset risk matters.
Experience
•Deep subject matter expertise in Digital Assets FCC, including strong understanding of related AML risks, blockchain data, blockchain analytics and digital asset operating models.
•Demonstrated experience in or supporting a regulated crypto exchange, custodian, broker, wallet provider, stablecoin issuer, blockchain analytics firm or comparable crypto-native organization.
•Strong understanding of centralized exchanges and DeFi ecosystems, including wallets, smart contracts, decentralized exchanges, bridges, liquidity pools and cross-chain transaction patterns.
•Hands-on experience with blockchain analytics concepts and tools, including wallet screening, tracing, attribution, clustering, exposure methodologies and interpretation of on-chain risk indicators.
•Demonstrated experience with customer due diligence, enhanced due diligence, transaction monitoring, investigations, suspicious activity escalation or reporting, Travel Rule controls and operational case management for Digital Asset activity.
•Experience developing and executing control testing, user acceptance testing, quality assurance, validation or independent review procedures for financial crimes systems and processes.
•Ability to translate technical blockchain activity and analytical findings into clear risk conclusions, control requirements, investigative narratives and executive communications.
•Demonstrated knowledge and expertise of AML/CFT requirements and regulatory expectations applicable to VASPs, stablecoin activities, unhosted wallets and decentralized finance.
•Collaborative mindset with strong interpersonal communication skills and an ability to navigate a complex matrix environment and influence outcomes across organizational boundaries.
•Strong judgment, attention to detail and ability to manage multiple complex matters independently under time-sensitive conditions.
•Typically requires 8-10 years of financial industry and compliance experience, preferably within a global organization, preferably inclusive of 4 or more years of Digital Assets compliance experience.
Education
•BA or BS Degree (equivalent professional experience may be considered in lieu).
•Preferred: MBA or Master's degree in Business, Accounting, Legal, Technology, Engineering or related field.
•Nice to have: CAMS, CFCS, CFE, blockchain analytics certification or similar anti-financial crime certification.
The typical base pay range for this role is between $122K - $166K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, the Total Rewards program provides colleagues with a competitive benefits package that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.
