About the Role
TBC is a leading financial institution in the region, where a bold and ambitious team fulfills its mission and makes people's lives easier. The company sets new service standards through data analysis, artificial intelligence, and digital products. TBC's Corporate and Investment Banking business (CIB) is the market leader, holding 43% of total corporate market loans, 50% of guarantees, and 40% of deposits, with growth of 28% over the last 3 years. This sector accounts for 37% of the bank's loan portfolio and 31% of its deposits. The role is within the Strategic Corporate Client Service Department, specifically in the HoReCa and Commercial Real Estate sector.
Responsibilities
•Receive and process clients' credit applications
•Analyze clients' financial indicators and prepare comprehensive loan projects accordingly
•Prepare financial models and determine forecast financial indicators
•Assess the riskiness of projects
•Organize the collateral valuation process and ensure it is correctly reflected in the project
•Present the project to the credit committee
•Manage the loan disbursement process
•In the case of non-standard contracts, manage the process with both the bank's internal departments and the client
•Regularly monitor existing clients' financial condition
•Monitor compliance with the purpose of the loan
•Manage the utilization of tranches or credit lines
•Prepare various reports in accordance with the bank's existing standards
Requirements
•Higher education in Finance or Business Administration (CFA and/or ACCA will be considered an advantage)
•At least two years of experience working as a financial analyst
•High-level knowledge of English and Russian
•Knowledge of finance
•Knowledge of the bank's structure and the distribution of its functions
•Knowledge of banking legislation
•Knowledge of banking products and processes, and tariffs
•Advanced knowledge of MS Office programs (MS Excel/Word/PowerPoint)
Nice to Have
•CFA and/or ACCA
Conditions
No conditions specified in the posting.
