Bank of Georgia

SME credit analyst

In short

SME Credit Analyst role at Bank of Georgia's SME Credit Analysis Department, based onsite in Kutaisi. The job involves analyzing project risk, building financial models, preparing credit applications for committee review, and monitoring portfolio clients. Requires a degree in economics, finance, business administration, or mathematics, at least 2 years of experience in banking, auditing, or finance, and strong financial statement analysis skills; knowledge of English and Russian is a plus.

About
At Bank of Georgia, we believe that an essential prerequisite for unstoppable progress is giving employees the opportunity to discover their full potential, embrace a culture of teamwork, and encourage innovative approaches. The SME Credit Analysis Department of JSC Bank of Georgia is announcing an opening for an SME Credit Analyst in Kutaisi.
Responsibilities
•Analyze projects and assess their risk level
•Process and analyze project financial statements
•Build financial models and prepare financial forecasts when necessary
•Clarify the client's request, structure the financing appropriately, and recommend changes when necessary
•Prepare credit applications and present them to the committee
•Identify credit risks in a timely manner and respond to them
•Monitor clients in the portfolio
Requirements
•Higher education in economics, finance, business administration, or mathematics
•At least 2 years of work experience in banking, auditing, or finance
•Advanced knowledge of core financial statements and financial ratio analysis
•Proficiency in MS Office programs
•Analytical and logical thinking skills
•Well-developed communication skills — the ability to express ideas clearly and logically, both in writing and verbally
•Ability to complete work within established deadlines
Nice to have
•Knowledge of English and Russian
Conditions
No conditions specified in the posting.

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