About
Trumia operates a regulated financial services business in the electronic money institution (EMI) and payments sector.
Responsibilities
•Lead, manage, and develop the finance team based in Malta
•Ensure the team understands EMI operations across payments, settlements, safeguarding, reconciliations, client funds, and regulatory reporting
•Establish clear ownership, structure, and accountability across the finance function
•Guide the team through day-to-day finance activities and broader operational requirements
•Work with operations, compliance, risk, payments, product, and senior leadership to align finance with business activity
•Oversee finance processes connected to the EMI licence and the management of client funds, safeguarding, liquidity, settlements, and reconciliations
•Review and improve finance workflows; identify operational gaps, control weaknesses, and inefficiencies, and implement improvements
•Support strong governance across financial and operational processes
•Oversee monthly, quarterly, and annual financial reporting
•Prepare and present management accounts, board packs, forecasts, budgets, and financial analysis
•Establish strong financial controls across the business
•Oversee reconciliations, payment flows, client fund controls, safeguarding reports, and operational finance checks
•Ensure accurate and timely reporting to senior management, the board, auditors, and relevant stakeholders
•Align finance operations with EMI licence obligations and regulatory expectations
•Support regulatory reporting, audits, safeguarding reviews, and financial compliance
•Liaise with auditors, banks, advisors, regulators, and internal compliance teams
•Ensure finance policies and procedures are documented, followed, and regularly reviewed
•Support governance meetings with clear, accurate, and practical financial insight
•Lead annual budgeting, forecasting, and cash flow planning
•Provide financial insight for commercial decisions, cost management, and business growth
•Support the CEO and board with financial modelling, scenario planning, and business performance reviews
•Monitor financial performance and highlight risks, opportunities, and key trends
•Align financial planning with the company's operational needs and ensure it is realistic and commercially sound
•Train, guide, and support the finance team in developing technical finance knowledge and operational understanding
•Strengthen internal controls, approvals, reporting processes, and team workflows
•Improve accuracy, speed, structure, and accountability across the finance function
•Support system improvements, automation, and finance transformation initiatives
•Build a finance team able to operate confidently in a regulated EMI environment
Requirements
•Proven experience in a senior finance leadership role, such as CFO, Operational CFO, Finance Director, Head of Finance, or similar
•Direct experience in an EMI, payments institution, PSP, fintech, banking, or regulated financial services environment is essential
•Strong understanding of EMI operations, including payments, settlements, safeguarding, reconciliations, liquidity, client funds, and regulatory finance obligations
•Experience leading and developing a finance team
•Strong knowledge of financial reporting, budgeting, forecasting, audit, internal controls, and statutory obligations
•Ability to work closely with operations, compliance, risk, payments, and senior leadership teams
•Experience dealing with auditors, banks, advisors, regulators, and board-level stakeholders
•Strong operational mindset and ability to improve processes, controls, and team performance
•Excellent communication, leadership, and decision-making skills
Nice to have
•Professional accounting qualification such as ACCA, ACA, CPA, or equivalent
Benefits
•Private health insurance after probation
•Attractive office location and facilities
•Daily breakfasts and Friday lunches in the office
•Regular office and team-building events
