ЧК TECH LAB LTD.

Lead Product Manager (Fintech)

In short

This Lead Product Manager role owns the UX architecture, onboarding, and monetization of Aha, a fintech super app combining payments, BNPL, and partner services in Malaysia. The company is Fingular, a fintech group building consumer credit and payment products across emerging markets. It requires 6+ years of product management experience with 3+ years on a complex super app, hands-on funnel and UX architecture ownership, integration experience with shared platforms (SSO, KYC, wallets), and native Russian plus professional English. The role includes mentoring at least one PM, designer, or analyst, and offers relocation to Kuala Lumpur with a performance bonus.

Location
Remote, Malaysia; relocation to Kuala Lumpur
Competitive salary and performance bonus
Company
Fingular is a fintech group building consumer credit and payment products across emerging markets, including AhaPay and the Aha super app in Malaysia.
What you will do
•Own the information architecture, navigation, search, service discovery, and home-screen governance for the Aha super app.
•Design and optimize onboarding, KYC, first-transaction, cross-sell, and service discovery journeys.
•Map and instrument product funnels, track conversion and adoption, and improve performance using quantitative data.
•Integrate internal products and partner mini-apps using shared SSO, KYC, wallet, checkout, analytics, and UX standards.
•Build non-credit monetization through partner revenue share, merchant services, advertising, subscriptions, premium tiers, and third-party product distribution.
•Lead user research, usability testing, competitive analysis, regulatory product design, and the launch of new services through their first 90 days.
Requirements
•6+ years of product management experience, including 3+ years working on a complex super app with multiple services and cross-sell flows.
•Hands-on experience owning app-level UX architecture and improving funnels with measurable baseline, change, and lift.
•Experience integrating products or partners into shared platforms using SSO, shared KYC, wallets, mini-apps, or APIs.
•Experience shipping non-credit revenue products and applying funnel analysis, cohort analysis, and A/B testing.
•Regular user research and usability testing experience, plus experience mentoring or managing at least one PM, designer, or analyst.
•Professional English and native Russian required.
Nice to have
•Experience with payments, e-wallets, BNPL, or digital banking in Malaysia or Southeast Asia.
•Working knowledge of Bank Negara Malaysia guidance, the Consumer Credit Act, PDPA, e-money, and payment-system requirements.
•Experience building mini-app platforms or partner ecosystems.
•Strong design sense and familiarity with Figma and design systems.
Culture & Benefits
•Ownership of the core of a growing super app in a small company where product decisions affect results quickly.
•Direct collaboration with the Head of Product and participation in quarterly planning.
•Opportunity to build and lead a small product team as Aha expands.
•Competitive salary, performance bonus, and relocation to Kuala Lumpur.

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