Aviva

Jr Underwriter Auto CI, IRCA

In short

Junior/Intermediate Commercial Lines Auto Underwriter role at Aviva Canada's Ontario Small Business branch, handling Individually Rated Commercial Auto (IRCA) accounts for small business. The role covers risk assessment, renewal negotiation, broker relationship management, and loss control, with 1–5 years of insurance/underwriting experience accepted depending on level. It's a hybrid position in Markham requiring strong communication, organizational skills, and the ability to work independently.

Experience Aviva
At Aviva Canada, we put people first — our employees, our customers, and our communities.
The Opportunity
Aviva Canada Inc. has an excellent opportunity in our Ontario Small Business branch. We are seeking Commercial Lines Auto Underwriters at a Junior and Intermediate level. In this position, you will service a substantial portfolio of commercial auto business requiring a demonstrated underwriting ability and a commitment to customer service excellence. You will be involved in the underwriting of small business Individually Rated Commercial Auto (IRCA) accounts.
We welcome applicants with anywhere from 1 to 5 years of insurance and/or underwriting experience. We will determine level based on experience.
What you'll do
•Assess and evaluate risk for new and existing business (IRCA)
•Assist more junior underwriters with applying corporate underwriting standards and share knowledge and skills with others in the branch (Intermediate); share knowledge and skills with others in the branch (Junior)
•Analyze reports to determine adequate exposure and loss rating
•Maintain awareness of market trends, pricing levels and policy form amendments
•Negotiate renewal terms for the retention of business
•Utilize loss control and risk management practices in the underwriting process
•Respond to inquiries from brokers regarding modification to policy files in a prompt and efficient manner
•Work with brokers to develop new business
•Develop and maintain excellent broker relationships and management of assigned broker portfolio
•Provide above average customer service
What you'll bring
For Junior Candidates:
•1–3 years of experience in the insurance industry; exposure to commercial auto underwriting is an asset
•Foundational underwriting skills and a strong appetite for learning and growth
•CIP designation in progress or completed (preferred)
For Intermediate Candidates:
•3–5 years of commercial auto underwriting experience, including IRCA
•Demonstrated technical capability to independently manage a portfolio
•Ability to provide guidance to junior underwriters
For Both Levels:
•Excellent written and verbal communication skills
•Strong organizational and administrative skills
•Highly motivated, enthusiastic, and adaptable
•Ability to work independently and collaboratively
•Strong computer skills
•Ability to meet deadlines and perform effectively under pressure
•Knowledge of RTM is an asset
What you'll get
•The salary band for this position ranges from $50,000 to $65,000 for a junior position and from $65,000 to $80,000 for an intermediate position. Individual salary is determined by factors such as job-related knowledge, skills and experience, as well as internal equity.
•Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities
•Hybrid flexible work model
•Outstanding career development opportunities
•Support for professional development education
•Competitive vacation package with the option to purchase 5 extra days off per year
•Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion
•Corporate wellness programs to support employees' physical and mental health

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