About the Role
You will evaluate, price, and bind property and weather-related risks, with a focus on wildfire. You will manage submissions from initial review through binding, work with brokers and capacity partners, and apply catastrophe models, weather data, and exposure analytics to pricing decisions. You will monitor portfolio performance, maintain underwriting compliance, refine tools and workflows, and mentor junior underwriters and analysts.
Requirements
•4+ years of experience in commercial property underwriting, property brokerage, or a closely related role
•Understanding of catastrophe exposure and its impact on pricing and capacity
•Experience in the excess and surplus lines market and working with wholesale brokers
•Experience with data, catastrophe model output, pricing tools, and Excel
•Risk-selection judgment and ability to decline or restructure unsuitable business
•Written and verbal communication skills
•Active Property & Casualty license or willingness to obtain one within 90 days of hire
•Must be located in the United States
Responsibilities
•Lead insurance and reinsurance underwriting, including risk selection and aggregate management
•Grow the commercial admitted, surplus lines, and parametric book of business
•Develop distribution channels and build relationships with wholesale and retail brokers
•Review, analyze, and price new and renewal submissions for property, catastrophe, and parametric weather risks
•Use catastrophe models, weather data, and exposure analytics in pricing decisions
•Structure parametric triggers, limits, and payout terms for client exposures
•Prepare underwriting files, referrals, and pricing rationale for internal review and capacity partners
•Monitor portfolio aggregation, accumulation, and loss performance
•Ensure business complies with underwriting guidelines, authority limits, regulatory requirements, and surplus lines rules
•Refine underwriting guidelines, rating tools, and workflows
•Mentor junior underwriters and analysts
Benefits
•Equity
•Health coverage
•Dental coverage
•Vision coverage
•Optional flexible spending account
•401(k) match
•Flexible PTO
