About N26
N26 is a digital bank with a full German banking license, operating across more than 20 markets. It offers banking products and adjacent services, including mobile connectivity and cards designed for kids.
Responsibilities
•Define and execute the long-term retail lending strategy to expand the customer base, identify new opportunities, and increase product adoption
•Own the consumer lending product roadmap, set product direction, priorities, timelines, and features, and ensure the cross-functional team meets deliverables and deadlines
•Own P&L outcomes and work with Credit Risk teams to shape and grow the lending portfolio
•Build and scale an efficient lending organization, design high-performing team structures, establish governance, and embed success metrics
•Connect Product, Credit Risk, Operations, and Data Science to support robust, compliant, data-driven lending decisions
•Scale market penetration and portfolio growth by identifying ways to expand customer adoption of N26 lending products
Requirements
•Proven senior Product Management leadership experience and P&L ownership
•Strong product mindset and business acumen, with a track record of translating product strategies into commercial success and measurable P&L growth
•Experience in banking, fintech, or lending, such as credit lines, BNPL, loans, or mortgages
•Ability to build and grow high-performing teams and foster an innovative environment
•Strong data-driven decision-making skills and understanding of P&L management
•Ability to collaborate across Product, Engineering, Credit Risk Management, Data Science, and Operations, communicate effectively, manage expectations, and balance human and operational resources
Conditions
Not specified in the posting.
