Monzo

Financial Control Analyst

In short

Financial Control Analyst role at Monzo, a UK digital bank offering personal and business accounts, cards, savings and investment products. The role focuses on embedding and owning the software capitalisation financial reporting process, applying IFRS standards, and supporting month-end close and audits. Requires a qualified accountant with post-qualification experience, ideally in financial reporting/controlling within retail banking, strong technical accounting knowledge, and an interest in using data and SQL.

About Monzo
Monzo offers personal and business bank accounts, joint accounts, accounts for 16–17-year-olds, kids' accounts, credit cards, savings, investment services, and pension consolidation in the UK. It also provides financial education and customer service.
Responsibilities
•Embed the software capitalisation process with engineering and business teams to build an automated, scalable solution
•Own the financial reporting processes for software capitalisation, operate key month-end controls, and perform impairment assessments
•Apply IFRS standards for capitalisation and impairment to support and challenge the business on judgements and documentary evidence
•Coordinate with the internal Finance team to deliver a swift month-end close and group consolidation
•Understand the business and products to write management commentary
•Use accounting system features to minimise manual reporting
•Learn SQL to run reports and propose efficient, scalable process improvements
•Support year-end work with external auditors
Requirements
•Qualified accountant with a few years of post-qualification experience
•Ideally experienced in financial reporting or controlling teams and retail banking
•Strong understanding of technical accounting standards
•Keen attention to detail
•Good understanding of banking, regulation, and key financial controls
•Self-starter comfortable tackling varied work, including bank transfers and investor reporting
•Able to explain complex information simply to people from diverse backgrounds
•Interested in using data
•Thrives in a dynamic, constantly evolving environment
•Excited by Monzo's work
Nice to have
•SQL skills
Conditions
•£60,000 - £65,000 plus performance-based Incentive Awards
•£1,000 annual learning budget for books, training courses, and conferences
•Flexible working hours
•Home-working setup support; all employees receive Macbooks, with additional setup support for fully remote workers
•Application process: three stages — Recruiter Screening Conversation, Role Specific Interview, and Behavioural Interview. Takes around 3–4 weeks, with flexible scheduling

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