Santander

Espec Riscos Credito III

In short

This role analyzes credit risk indicators (PDD, portfolio, NPL, Stage 3) at a financial institution, turning data into business insights and executive presentations. It requires solid seniority in the credit market, strong analytical skills, Databricks and data programming experience, and advanced PowerPoint skills. Spanish is a plus due to interaction with teams in Spain.

Espec Riscos Credito III
Country: Brazil
What we are looking for
•Solid experience and seniority in the credit market, preferably in financial institutions;
•Broad view of the credit business and the ability to connect different products, indicators and performance dimensions;
•Deep knowledge of the main credit and profitability indicators, including PDD, portfolio, NPL and Stage 3;
•A highly analytical, investigative profile with the ability to turn data into insights and business narratives;
•Ability to move between detailed analyses and an executive, strategic view;
•Experience with Databricks and programming for data analysis and processing;
•Strong command of PowerPoint, with the ability to build high-quality executive presentations;
•Good communication skills and ability to interact with different areas and levels of the organization.
Nice to have
•Spanish, considering the area's interaction with teams in Spain.
Profile that fits the position
We are looking for someone who knows credit in depth, has curiosity to investigate the numbers, and, most importantly, can answer not only "what happened?" but also "why did it happen, what is the impact, and what do we need to watch going forward?"
This is a position for someone who enjoys combining credit, data, business vision and executive storytelling.

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