Capital on Tap

Business development manager in fintech

In short

This is a full-cycle B2B sales role (Business Development Manager) at a fintech serving small businesses, covering sourcing SME leads through early account management and closing credit card deals. The company is a financial platform offering business credit cards, spend management and savings products. It demands strong outbound prospecting and high-volume cold-calling skills, with 30-50 daily calls and quarterly target ownership, plus adherence to FCA compliance standards. Base salary is £30,000-£40,000 with uncapped commission, hybrid work in London.

About Capital on Tap
We're Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
Responsibilities
•Own the full 360‑sales cycle from sourcing SMEs to early account management.
•Represent our credit card and close high‑impact deals.
•Build your pipeline by sourcing and qualifying new SME leads.
•Make 30–50 outbound calls daily to reach business owners and decision‑makers.
•Hit quarterly targets by converting new customers and driving early usage.
•Follow strong compliance standards and FCA regulations to protect customers.
Requirements
•Proven 360‑sales experience across prospecting and early account management.
•Strong outbound B2B prospecting and lead‑gen skills.
•Experience with high-volume cold-calling and outreach.
•High ownership, urgency, and accountability for targets.
•Ability to set and manage your own daily activity goals.
•Commitment to high standards and excellent customer service.
Conditions
•Base: £30,000-£40,000 | Uncapped commission structure
•Most BDMs earn around £50k OTE in their first year.
•Top performing newbies have cleared £70k OTE in year one, and our top performers overall are consistently at £100k+ OTE.
•Billy's Basecamp - our tailored, three-week onboarding programme for new BDMs, delivered hands-on by an ex-top biller
•Private Healthcare including dental and opticians services through Vitality
•Worldwide travel insurance through Vitality
•Access to a women's health platform via Hertility
•Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
•Salary Sacrifice Pension Scheme up to 7% match
•Octopus EV Salary Sacrifice Scheme
•28 days holiday (plus bank holidays)
•Annual Learning and Wellbeing Budget
•Enhanced Parental Leave
•Cycle to Work Scheme
•Season Ticket Loan
•6 free therapy sessions per year
•Dog Friendly Offices
•Free drinks and snacks in our offices

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