Tangem

Product owner

In short

Senior Product Owner role to lead Tangem Pay, a self-custodial payment account built on the Tangem Wallet, overseeing end-to-end delivery across 4 squads (Payment Product, Financial Rails, Operations/Admin, Monitoring). Requires 5+ years of product management in fintech/payments/banking infrastructure, hands-on experience with payment rails (ACH, SEPA, PIX, UPI, SPEI), regulated money flows, and running multiple squads in parallel. Fully remote, with working hours aligned to GMT+3, at a crypto/fintech company building a self-custodial financial platform.

About
Tangem is building the world's most advanced self-custodial financial platform, redefining how people store, grow, and spend digital value at global scale. Tangem Pay extends this foundation into real-world finance. It transforms the Tangem Wallet into a full self-custodial payment account, allowing users to seamlessly move from storing value to spending it anywhere cards are accepted globally. The product is live, production-ready, and built to scale across regions, currencies, and regulatory environments.
Responsibilities
•Own Tangem Pay end-to-end: payment flows, financial rails, admin panel, monitoring.
•Deliver across 4 squads: Payment Product, Financial Rails, Operations/Admin, Monitoring.
•Launch and operate payment schemes (ACH, SEPA / SEPA Instant, PIX, UPI, SPEI).
•Handle payment orchestration, settlement, reconciliation, retries, failures.
•Build internal tools for ops, compliance, disputes, and support.
•Ensure production reliability: STP, latency, failure rates.
•Oversee KYC/KYB reuse, fraud/AML monitoring, audit readiness.
•Maintain cross-team alignment with Wallet and Infrastructure.
Requirements
•5+ years in Product Management (fintech / payments / banking infra).
•Real experience with payment rails and regulated money flows.
•Experience running multiple squads in parallel.
•Strong understanding of settlement cycles, failure scenarios, and edge cases.
•Comfortable working with APIs, compliance, ops, and monitoring systems.
•Able to make decisions with incomplete data and push to production.
•Ownership mindset: problems don't get escalated, they get solved.
Conditions
•Participation in the future unicorn's growth.
•Remote work from anywhere in the world, with a schedule aligned with GMT+3.
•Competitive salary in EURO/USDT.

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