TD

Full Stack Architect

In short

Senior Full Stack Architect role at TD, leading architecture for customer onboarding, customer management, and advice journeys, driving API-first, event-driven architecture across digital and advisor-led channels. The role is based onsite in Toronto, Canada, and requires 10+ years of experience with modern architecture practices (public cloud, Kubernetes, microservices, event-driven systems) and Domain-Driven Design expertise. It demands strong client-facing communication skills and the ability to work autonomously on high-profile, high-risk technology initiatives at a major financial institution.

Work Location
Toronto, Ontario, Canada
Hours: 37.5
Line of Business: Technology Solutions
Pay: $115,600 - $163,200 CAD. This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually.
About the Role
TD IT Architecture covers TD's overall technology strategy, direction, standards for designing and/or developing an architecture framework including technology architecture strategy, policies, guiding principles and standards to govern how technology solutions will be developed and implemented across the organization. Architects typically develop and maintain any combination of the following: solution and application architecture, infrastructure environment architecture, technical integration architecture, data strategies and models, security and enterprise architecture.
Responsibilities
Join a high-impact architecture team shaping the future of customer engagement across onboarding, customer management, and advice. This role will design and deliver scalable, compliant, and customer-centric solutions that power end-to-end onboarding journeys, enable a unified customer view, and support both digital and advisor-led advice experiences. With a strong focus on customer and colleague experience, you will help modernize how customers discover, apply for, and manage products across channels, while equipping branch advisors with integrated tools and insights. You will drive headless API-first, event-driven architectures, ensuring seamless integration across systems and channels while meeting regulatory and data governance requirements.
•Strong communication skills; ability to understand business needs and provide practical architecture and technology solutions while advancing the overall long-term vision
•Apply multi-disciplined expertise with database, application, client tiers, layering of software, build, test and deploy strategies to create the overall design of software (including applications, infrastructure, middleware) and guide how sub-components are developed by different teams
•Elevate focus on applications and data as differentiators for the customer experience, anchored in sound foundational elements of Infrastructure and Platforms
•Advise on suitability of technology stacks to define principles / key constraints for solution components; rally the team around these principles to determine security / scalability approach, and impact assessments for future design
•Drive continual upgrading and ground the team in assessing practical program concerns to innovate on both server-side and user-side features as technologies / platforms expand to reduce technology debt and build resilient solutions
•Lead code reviews to create and test prototypes to assess viability of approaches; use configuration management and integration / build automation tools to lead and deploy code, gather proof points for developers to build on, navigate complexities, and provide critical suggestions for fixes and improvements on the integration
•Monitor and report on progress and collaborate broadly with other practitioners, including designers, engineers, and other applicable business stakeholders to ensure necessary features for the products and applications are developed within assigned portfolio
•Design tests that will be implemented to keep the software functional; support issue analysis and fix activities during test phases, as well as production issue resolution
•Collaborate with Practices, actively driving capability creation; mentor and train junior colleagues to be adaptive, staying on top of expanding technologies and engineering trends and creating highly visual and functional solutions
•Set service-level objectives (SLO) and exercise key decision rights of the FSA role
•Focus on reliability, scalability, and the development of the architectural infrastructure; including highly complex and scalable systems
•Develop observability standards to ensure production systems operate under known conditions and transparently provide these measurements to anticipate when errors or failures can arise
•Lead interaction with governance and control groups (e.g. regulatory / operational risk, compliance and audit) to provide subject matter expertise and consult on risk issues related to architectural technology and tools
•Lead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert, helping identify risk / provide guidance for significant and complex situations
•Monitor and report on the status of the products / projects and applications within assigned product, ensuring projects are compliant with technology domain architecture, and design / operate processes to provide ongoing review of in-progress activity against technology architecture and development standards
•Foresee architectural issues / gaps and identify emerging industry trends to recommend value-added architectural improvements that will alleviate technology debt and build resilient solutions
•Map processes and sub-processes that bridge the gap between business problems and technology solutions
•Keep track of changes made to code through control systems
•Collaborate within practices, platforms or journeys comprised of diverse and complementary skills; inspire the team to embrace changes and continually advance collective knowledge of technical tools / trends
•Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
•Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
•Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
•Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest
•Provide thought leadership and / or industry knowledge for quality engineering best practices and participate in knowledge transfer within the team and business unit
•Keep current on emerging trends / developments and grow knowledge of the business, related tools and techniques
•Participate in personal performance management and development activities, including cross training within own team
•Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
•Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices; may take on the role of Chapter Lead as applicable
•Work collaboratively with the team and leadership to proactively identify and resolve issues related to product quality
•Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships
•Contribute to a fair, positive and equitable environment that supports a diverse workforce
•Act as a brand ambassador for your business area / function and the bank, both internally and / or externally
You'll be expected to work primarily onsite at a TD location for meetings, team events and experiences. The hiring manager will provide more information about how this works for their team.
Requirements
•Undergraduate degree or Technical Certificate (Graduate degree preferred)
•10+ years relevant experience developing a variety of platforms
•Experience with Continuous Integration, Continuous Delivery, Pair programming and / or Test-Driven Development is an asset (i.e., ability to author Unit, Integration and Functional Tests)
•Demonstrated experience with leading technical tools integration in a complex environment
•Demonstrated depth and breadth in modern architecture practices, including public cloud, AKS/Kubernetes, microservices, UI frameworks, event-driven and streaming architectures, caching technologies, and relational and NoSQL databases
•Demonstrated expertise in Domain-Driven Design, including domain decomposition, bounded contexts, business capability modeling, and the design of scalable APIs, events, and reusable domain services
•Exceptional collaboration, communication and client-facing skills
•Big-picture thinker, with ability to anticipate architectural gaps and identify emerging trends through both advanced business acumen and highly specialized technical knowledge of TD and its applications, programming languages, industry best practices, Bank standards, infrastructure and architectural design / solutions
•Architect assigned to work autonomously on high profile, complex and/or high-risk technology projects with significant impact to the organization
•Familiarity with Salesforce architecture, data model, integration patterns, and customer engagement capabilities is desirable
•The successful candidate will bring both breadth across the end-to-end customer journey and depth in customer onboarding, customer management, and advice architectures, with the ability to shape enterprise-wide solutions that support Shopping & Buying and Branch Advice experiences across digital and assisted channels
About TD
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, TD strives to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.
Total Rewards
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

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