About the Company
MADFIN Tech is a London-based fintech company operating under an FCA-approved Electronic Money Institution (EMI) license. It provides card acquiring tailored for fast-moving, high-growth businesses.
Responsibilities
•Conduct transaction monitoring, alert reviews, investigations, and risk assessments across merchant and payment transaction flows
•Analyze transaction patterns, customer behavior, and merchant activity to identify unusual trends, fraud indicators, and other early warning signals
•Optimize monitoring rules, scenarios, and workflows to improve detection effectiveness while reducing false positives
•Enhance monitoring tools, processes, data quality, and operational controls
•Ensure monitoring activities and controls evolve in line with emerging risks, regulatory expectations, and Visa/Mastercard requirements
•Prepare monitoring reports, risk summaries, merchant statistics, and other internal documentation related to fraud and AML oversight
•Support the preparation of regulatory reports, documentation, and responses for the FCA and other relevant regulatory authorities
•Maintain accurate, audit-ready documentation aligned with internal policies and regulatory expectations
Requirements
•2+ years of experience in transaction monitoring, fraud prevention, AML, or risk management within payments, fintech, ecommerce, or regulated financial services
•Strong understanding of AML transaction monitoring, fraud detection principles, sanctions, and PEP screening processes
•Good knowledge of Visa and Mastercard scheme requirements, payment flows, and merchant risk monitoring practices
•Understanding of UK regulatory expectations related to financial crime prevention, monitoring, and reporting
•Experience with transaction monitoring and screening tools, including alert investigation and risk assessment processes
•Experience analyzing transaction data, identifying suspicious patterns, and contributing to monitoring rule optimization and reducing false positives
•Strong analytical and problem-solving skills, attention to detail, and ability to work in a fast-paced environment
•Good knowledge of English
Nice to have: additional languages
Conditions
•Competitive salary based on experience and contribution
•Excellent health insurance after successful completion of the probation period, including extensive medical coverage, mental health support, and dental care
•Additional paid Wellbeing Days for personal needs, health check-ups, or recharging
•Flexible hours
•Friendly and collaborative team that values transparency, initiative, and mutual support
•Opportunity to grow with the company and take on new responsibilities as it scales
•Startup environment where ideas can quickly become features
•Company gifts for work anniversaries and birthdays
