American Express

financial analyst in card services

In short

This role covers financial analysis and forecasting for American Express's International Card Services FP&A team, working on Account Margin, P&L, and Cardmember-level data. It's an office-based junior position in London requiring strong analytical and financial modelling skills, familiarity with GenAI analytical tools, and understanding of card economics. Candidates must already be eligible to work in the UK, as visa sponsorship is not offered.

About the Team
The Finance Organization acts as a strategic partner, combining financial expertise, complex analytics, risk knowledge, and financial integrity to support the company's success. The International Card Services FP&A team leads forecasting and financial planning for the ICS segment, providing decision support through P&L reports, analyses, and financial planning.
Responsibilities
•Lead analytical workstreams for high-priority transformation projects across the Account Margin vertical, using P&L, Product, and Cardmember-level data to derive insights and improve forecasting visibility and accuracy
•Produce performance analyses for Finance and Business leadership, identifying insights and risks and opportunities across Fee Revenue sources and COCMS benefits costs
•Develop and improve financial forecasting models, using GenAI tools to influence decisions
•Collaborate with ICS LFO teams to incorporate strategic insights and local knowledge into long-term analytical processes
•Own financial analysis for ICS Account Margin and work with LFO partners to assess market and product performance drivers supporting the ICS outlook and Annual and Long-Range planning processes
Requirements
•Excellent analytical skills, including extensive use of big data and GenAI analytical tools and P&L analytics
•Financial analysis and modelling skills, with the ability to identify trends, develop insights, and support decisions for senior management
•Solid understanding of P&Ls and card economics
•Strong communication skills and the ability to tell stories through data
•Highly motivated and intellectually curious, with a desire to work on ambiguous and complex projects
•Strong collaboration and relationship-building skills
•Flexibility to adapt to change, work under pressure, meet deadlines, maintain a positive attitude, and learn
•Must be eligible to work in the UK; American Express will not pursue visa sponsorship
Conditions
No conditions specified in the posting.

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