ING

Credit Risk Senior Model Developer

In short

This role develops and maintains IFRS9/IRB credit risk models for ING portfolios within a centre of expertise covering multiple jurisdictions. It requires at least 3 years of experience in expert-based and statistical model development/maintenance/validation, strong knowledge of IFRS 9 and/or EBA AIRB regulations, econometrics and statistical inference, and coding in SAS/Python. The team works hybrid out of Warsaw and collaborates with stakeholders across ING's European locations.

ING Hubs Poland is hiring!
The expected salary for this position: 7100 - 22 000 PLN gross.
The financial ranges specified in the announcement are adjusted and may differ from the range specified in the remuneration regulations.
We are looking for you if you:
•Have at least 3 years of experience with expert-based and statistical IFRS9/IRB models' development/maintenance/validation,
•Have the sound knowledge of IFRS 9 standard and/or EBA AIRB regulations,
•Have experience with databases, data preparation and data quality control,
•Have sound knowledge of statistical inference and econometric methods,
•Have academic degree in quantitative field,
•Code in SAS/Python,
•Communicate efficiently in English (B2/C1).
You'll get extra points for:
•Ability to use version control systems (GIT) and Copilot Github.
Your responsibilities:
•You will play a crucial role in development and maintenance of IFRS9 models for ING portfolios,
•You will interact with stakeholders from ING other Europe-wide locations, departments and all seniority levels,
Information about the team:
The Retail Credit Risk Model Development team is a centre of expertise within ING Group, responsible for the development, enhancement and monitoring of regulatory and accounting models across multiple jurisdictions and portfolios.
We are transitioning from project-based setup to portfolio-oriented team, enabling deep collaboration with local entities across the Group. This structure offers a unique opportunity to work on international projects, gain exposure to diverse asset classes and model types and specialize in specific portfolios – making a tangible impact on the broader risk management function.
We work closely with business units, model validation, and regulatory affairs to ensure our models are robust, compliant, and fit-for-purpose. We value diversity, curiosity, and continuous learning. Whether you're just starting your career or bringing years of experience, we offer a supportive environment where you can grow and make a real impact. We work in a hybrid model.
The role naming convention in the global ING job architecture will be "Model Developer III" or "Model Developer IV".

Stop applying.
Get referred.

$10 in free credits

In just 60 seconds, fully on autopilot — Eraldt's AI agents read your CV, map the roles you fit, find live vacancies and the people who can refer you, write personal emails, and get you referred.

This isn't an application: your CV doesn't go to the company, and we don't promise a referral for this exact role.

Discover who else lands interviews on autopilot