OpenFX

Business Operations Manager (Fintech)

In short

This role owns US bank-partner onboarding and licence operationalisation for a fintech payments company, coordinating controls, agreements, integrations, and launch-readiness activities. It requires 8+ years of experience in fintech payments, banking, or regulated financial services, with knowledge of US money-transmission licensing, BSA/AML expectations, and flow-of-funds design. The candidate must be based in the United States and able to travel to partners and the Miami office as needed.

About the Role
You will own US bank-partner onboarding and licence operationalisation, coordinating the controls, agreements, integrations, and readiness activities required for launch. You will manage assigned partners, deliver cross-functional programs, maintain operating cadence, and provide leadership with business cases and operational recommendations.
Requirements
•8+ years of operating experience in fintech payments banking or regulated financial services
•Experience taking a financial product live with US banks
•Experience with sponsor-bank or BaaS programs FBO accounts or money-transmitter-based programs
•Knowledge of US money-transmission licensing BSA AML expectations and flow-of-funds design
•Experience leading complex cross-functional programs
•Commercial and analytical judgment including fee schedules and program economics
•Written communication and executive judgment
•Based in the United States
•Ability to travel to partners and the Miami office as needed
Responsibilities
•Own the US bank-partner portfolio and onboarding cycle
•Manage program structure commercials due diligence agreements and integration gates
•Build primary and backup partner redundancy
•Operationalise US money-transmission licences and launch-readiness plans
•Define flow-of-funds requirements and coordinate monitoring ledger reconciliation and onboarding workstreams
•Manage partner trackers scorecards stewardship memos rate cards and commercial terms
•Lead cross-functional programs across the Americas and beyond
•Maintain project tracking and escalate risks and decisions
•Produce business cases opportunity assessments and operational-readiness recommendations
Benefits
•Equity

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