Evocabank

retail lending products development specialist in banking

In short

This role develops and improves retail lending products for a bank, covering market analysis, pricing and financial modeling, product documentation, and testing software before launch. The employer is a fintech/banking company (Evoca) based in Yerevan, working onsite. It requires at least 1 year of experience in banking or financial product development, familiarity with the ArmSoft system, knowledge of RA banking legislation, and good English and Russian.

About the Role
Evoca develops banking consumer products, focusing on their competitiveness, profitability, and alignment with customer needs.
Responsibilities
•Study market trends, competitor offerings, and customer needs; analyze collected data
•Develop terms, pricing, and financial models for new retail lending products, coordinate with relevant departments, and submit proposals for approval
•Improve the competitiveness of existing products
•Develop and update internal procedures, regulations, and customer-facing product documentation
•Test software solutions before product launches
•Analyze pilot launch results, collect feedback from departments, and implement product improvements when needed
•Support process automation and digitalization projects
•Prepare and circulate explanatory notes about products for bank departments and train employees
•Present proposals for promotional campaigns
•Organize and monitor ongoing activities and submit reports to the manager
Requirements
•Higher education in finance, economics, or a related field
•At least 1 year of experience in banking or financial product development
•Experience with the ArmSoft system
•Knowledge of RA banking legislation and banking services
•Strong organizational skills and a results-oriented approach
•Excellent communication and collaboration skills
•Initiative and a sense of responsibility
•Strong analytical thinking and structured problem-solving skills
•Good knowledge of English and Russian
Conditions
•Health insurance and travel insurance
•Favorable terms for Evoca products and services
•Holiday and year-end bonuses; bonuses for marriage and the birth of a child
•Paid days off and a sports package
•English language training
•Opportunities for continuous learning and development, including international conferences, business trips abroad, international certifications, and study at top universities worldwide

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