Luminor Group

Product Owner in Anti-Financial Crime

In short

Product Owner role driving development and maintenance of Anti-Financial Crime (AML/KYC/fraud) solutions at a Baltic banking group, working closely with business and technology teams to prioritize the product backlog and ensure regulatory compliance. Posted by Luminor, a Pan-Baltic bank, for a hybrid role based in Tallinn. Requires prior experience as a Product Owner, Product Manager or Business Analyst, backlog management in Agile, strong stakeholder management, and fluent English; AFC-specific experience is a plus.

# Product Owner in Anti-Financial Crime
Join our team as a Product Owner! Yes, you can! That's our attitude towards our work, ambitions, ideas, and relationships. We at Luminor believe that anyone has the potential to achieve big things and encourage everyone to achieve them, professionally and personally. Whoever you are and whatever your role is, with Luminor, you will get a once-in-a-lifetime opportunity to build a local banking champion. As a Product Owner in Anti-Financial Crime (AFC), you will drive the development, optimization, and maintenance of solutions that help protect the bank from financial crime risks. Working closely with business and technology teams, you will ensure AFC systems deliver business value, support regulatory requirements, and meet user needs.
Responsibilities
•Evaluate business processes, identify improvement opportunities, and implement Anti-Financial Crime solutions and tools.
•Own and prioritize the product backlog, aligning product goals and roadmap with key stakeholders.
•Ensure backlog items are clearly defined and understood by the development team.
•Support the daily maintenance and configuration of Anti-Financial Crime systems.
•Guide product-related changes through IT Governance processes.
•Collaborate with internal and external stakeholders.
•Drive continuous improvement of AFC solutions by identifying optimization and automation opportunities.
•Stay up to date with industry trends, best practices, and technology developments.
•Support user acceptance testing and ensure solutions meet business and end-user requirements.
•Monitor, investigate, and follow up on incidents, ensuring timely resolution and validation of fixes.
•Use data-driven insights to resolve issues, improve processes, and identify compliance risks.
•Maintain product documentation in line with established standards.
•Facilitate collaboration across teams, drive decision-making, and provide leadership in delivering product initiatives.
Benefits
•Flexibility. Flexible working hours, hybrid work, and the possibility to work from anywhere in the EU, Iceland, Switzerland, and the UK (in total 90 days per year).
•International teams. Teams that go outside Pan-Baltic borders, where people value challenging work together with good humor and having fun.
•Culture. You'll be joining a team where things move fast, ideas flow freely, and change is part of the everyday. It's a dynamic environment that keeps you learning, growing, and never bored.
•More vacation. Additional weeks of vacation are available to all employees who have been in the company for 1 year or more.
•Volunteer time off. Additional days off for volunteering purposes.
•Paid leave. Luminor offers 30 fully paid calendar days for military training every year for employees participating in military training.
•Health benefits. A competitive benefits package in addition to your salary that includes health insurance after the first 3 months pass in all three Baltic states, as well as Health days in case of your absence due to sickness without a doctor's note needed.
•Wellbeing. Access to tools and resources that help you feel good and be productive at work and in life.
•Professional growth. Internal and external training programs, LinkedIn Learning, workshops, conferences, online training, etc.
•Special Offer for Luminor products & services. Special offers & pricing for products and services provided by Luminor.
•Gross salary. 3,500 - 5,300 EUR/month, which is to be determined depending on your level of experience and competencies.
The application deadline is November 9th. We are looking for a candidate primarily already located within the Baltics. Please apply with your CV in English and PDF format!
Requirements
•Experience as a Product Owner, Product Manager, Business Analyst, or in a similar role.
•Experience managing product backlogs, priorities, and roadmaps in an Agile environment.
•Strong business analysis and stakeholder management skills.
•Ability to translate business needs into clear requirements and user stories.
•Experience collaborating with business and technology teams.
•Strong analytical, problem-solving, and decision-making skills.
•Excellent communication and collaboration abilities.
•Ability to lead initiatives and influence stakeholders across the organization.
•Fluent English communication skills.
Additional Advantages
•Experience with AML, KYC, Transaction Monitoring, Sanctions Screening, or other Anti-Financial Crime solutions.
•Experience in Anti-Fraud processes, systems, or investigations.
•Leadership or people management experience.
•Understanding of banking regulatory and compliance requirements.

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