YouLend

Data Scientist in credit risk

In short

Senior Data Scientist role in the Risk team of a London-based fintech (embedded finance), building and deploying machine learning models for credit risk, fraud detection, and financial forecasting. Requires proven fintech data science experience, strong Python/SQL skills, and hands-on ML/MLOps knowledge. Hybrid work in Central London with a £100,000/year salary and extensive benefits.

О компании
YouLend provides embedded finance that helps businesses access finance and serve their customers. Its Risk team supports global businesses from its London headquarters.
Задачи
•Analyse large, complex datasets to uncover patterns, insights, and trends that inform business decisions
•Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimise credit risk, and enhance customer personalisation
•Develop and improve algorithms for financial services, including pricing and risk assessment
•Create visualisations and dashboards to communicate findings to stakeholders
•Collaborate with risk managers, engineers, and commercial teams to integrate data-driven insights into products and strategies
•Partner with the data and ML engineering team to ensure data pipelines are robust, scalable, and optimised for analysis and inference
•Contribute to best practices in MLOps and model lifecycle management
Требования
•Proven experience as a data scientist within a fintech
•Strong proficiency in Python and SQL for data manipulation, analysis, and model development
•Hands-on experience with a wide range of machine learning algorithms and foundational MLOps practices
•Ability to design and build predictive models that solve real business problems
•Ability to translate complex data into clear, actionable insights for technical and non-technical audiences
Будет плюсом
•Experience working with financial or transactional datasets
Условия
•£100,000 / Year
•Private Medical Insurance via Vitality
•EAP with Health Assured
•Enhanced Maternity and Paternity Leave
•Office space with a gym in Central London
•Subsidised lunch via Feedr
•Deliveroo allowance for late work in the office
•Monthly in-office masseuse
•Team and Company socials
•Sports clubs
•High-growth business with over 100% growth during 2022 and 2023, offering a clear outlook for compensation through bonuses or share option appreciation and career growth
•Well-capitalised with supportive private equity backing
•Part of Banking Circle Group, including a fully licensed Luxembourg bank that can provide a balance sheet and support European expansion in complex regulated markets
•Independent work environment where results matter, with a data-driven culture focused on speed and avoiding red tape

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