TransUnion

Data Scientist AI Research & Innovation

In short

This hybrid Data Scientist role in TransUnion's AI R&D organization focuses on applied AI research across credit, fraud, insurance and marketing applications, including agentic AI, causal AI, knowledge graphs and explainable AI. The team builds proof-of-concepts and frameworks to assess AI capabilities and transitions successful research into production with engineering teams. It requires a Master's or PhD in a quantitative field, 8+ years of experience in classical AI, machine learning and knowledge representation, and strong Python skills. The position is based in Chicago with a minimum of two in-office days per week.

Team Overview
This role reports directly to Senior Manager, Data Science & Analytics within the AI R&D organization. This team is responsible for evaluating, developing and advancing next-generation AI capabilities that can create strategic advantage for TransUnion and its customers by engaging with TransUnion's internal clients across a broad array of credit, fraud, insurance and marketing business applications. You'll join a team that encourages curiosity, innovation, and scientific exploration with access to large-scale consumer, marketing, fraud, and risk datasets for applied AI research and opportunities to shape the future direction of AI-powered products and solutions across TransUnion's businesses. The team has access to modern cloud-based computing environments and state-of-the-art AI infrastructure for experimentation and rapid prototyping.
This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.
Role Overview and Core Responsibilities
•Design and develop AI-powered automation solutions for enterprise workflows and business processes.
•Design knowledge management, semantic search, and retrieval systems.
•Drive innovation in areas such as: neuro-symbolic AI, reasoning systems, knowledge-enhanced machine learning, agentic AI, causal AI, explainable AI, human-AI collaboration.
•Design, build, and evaluate proof-of-concepts that demonstrate the value of emerging AI technologies within TransUnion's products and services.
•Create repeatable frameworks for assessing AI capabilities, limitations, risks, and business impact.
•Collaborate with engineering teams to transition successful research concepts into production-ready solutions.
•Represent TransUnion through publications and patents.
Required Knowledge and Experiences
•Master's or PhD degree in Computer Science, Artificial Intelligence, Machine Learning, Cognitive Science, Data Science, Applied Mathematics, Engineering, Operations Research, or a closely related quantitative discipline
•8+ years of professional experience in Classical AI, machine learning, knowledge representation via ontology, knowledge graphs
•Strong foundation in one or more of the following areas:
•Graph neural networks
•Automated reasoning systems
•Search and planning algorithms
•Causal inference and causal modeling
•Probabilistic graphical models
•Explainable and trustworthy AI
•Advanced programming skills in Python and familiarity with modern AI development frameworks
•Familiarity with consumer data, fraud detection, financial services, risk analytics, identity, or marketing applications
Preferred Skills
•Agentic Workflows
•Multi-Agent Systems
•Tool Calling
•Retrieval-Augmented Generation (RAG)
•Knowledge Graphs
•Vector Search
•Natural Language Processing (NLP)
•Text Classification
Benefits
For Your Health: Day-one eligibility for medical, dental, and vision coverage, plus supplemental plan options. Spousal, domestic partner, and other eligible dependent coverage available on select plans. Tax-advantaged HSA and FSA accounts.
For Your Protection: Company-paid basic life and AD&D, optional voluntary life and AD&D for you and your family, short- and long-term disability. Optional legal plan, pet insurance, and travel accident coverage.
For Your Family: Adoption assistance and fertility planning coverage, caregiver support, Dependent Care FSA with possibility of employer match, complimentary Care@Work membership, and up to 12 weeks of paid parental leave with eligibility for a gradual return.
For Your Future: 401(k) with employer match and Employee Stock Purchase Plan (ESPP). Financial wellness resources, career coaching, and optional long-term care insurance.
For You: Tuition reimbursement, flexible time off for exempt employees or paid time off for nonexempt employees, up to 12 paid holidays per year, commuter benefits, employee discounts, charitable gift matching, and paid volunteer time off, plus corporate volunteer events.
For Your Wellness: Access to 24/7 support including professional therapy, coaching, and emotional well-being programs, guided meditation and resources supporting physical, mental, social, and financial wellness.
Pay Scale Information
The U.S. base salary range for this position is $112,500.00 - $187,500 annually. The salary range reflects a reasonable estimate of compensation for this job; actual compensation is based on factors such as education, training, work experience, job-related skill set, location, and industry knowledge, as well as scope and responsibilities of the position and market considerations. Regular, full-time non-sales positions may be eligible to participate in TransUnion's annual bonus plan. Certain positions may also be eligible for long-term incentives and other payments based on applicable company guidance and plan documents.
TransUnion's Internal Job Title: Advisor, Data Science and Analytics
Company: TransUnion LLC

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