HomeServe UK

Backend engineer in consumer finance

In short

Senior Backend Engineer role at HomeServe Finance building scalable backend systems and APIs for the full lending lifecycle (credit applications, decisioning, loan servicing, collections) across a European platform. Requires strong Python/Django, REST API design, PostgreSQL, AWS, and experience in regulated environments, plus familiarity with AI-assisted development tools. Hybrid role based in London with salary up to £85,000 plus bonus and benefits.

About the Role
At HomeServe Finance, we're using technology and consumer finance to help homeowners improve the energy efficiency of their homes. As part of the wider HomeServe Group, we're developing the products, platforms and lending technology that will help make homes across Europe more sustainable. We're looking for a talented Senior Software Engineer - Backend to join our growing technology team and help build scalable, resilient systems that power the entire lending lifecycle, from credit applications and decisioning through to loan servicing and collections.
Responsibilities
•Designing, building and operating backend systems and APIs
•Owning solutions end-to-end, from design and development through to deployment and ongoing improvement
•Contributing to architecture and technical direction across a European platform
•Integrating with payment providers, credit bureaus, KYC/AML services and funding partners
•Helping shape engineering standards, best practice and AI-assisted development
•Mentoring colleagues and raising the bar across the engineering team
Requirements
•Strong Python and Django experience (or a comparable framework)
•Experience designing and building scalable backend services and REST APIs
•Solid PostgreSQL expertise and AWS experience
•Experience working within complex or regulated environments
•A collaborative approach with strong technical problem-solving skills
•Experience using AI-assisted development tools such as Claude Code, GitHub Copilot, Cursor or similar
Conditions
•Up to £85,000 salary
•15% annual bonus
•£7,000 car allowance
•6% matched pension
•Hybrid working from our London office (minimum of 2 days per week in the office)
•Access to a broad range of employee benefits, wellbeing support and discounts
•A collaborative engineering environment where you'll have real ownership and influence

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