1LoD Europe Financial Crime Quality – TDFC EUROPE
Country: Germany
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
SCIB is looking for a 1LoD Europe Financial Crime Quality – TDFC EUROPE based out of Frankfurt. To succeed in this role, you will be responsible for:
Strategic Oversight & Leadership
•Lead and coordinate Financial Crime activities at both local and European levels, ensuring alignment with SCIB global policies and procedures.
•Ensure local legislation and regulatory expectations are fully integrated into global systems and specifically to the local FRK Branch processes.
Regulatory Change & Compliance Tracking
•Monitor regulatory developments at local and European levels, assessing impact on branch operations and identifying any necessary changes.
•Maintain up-to-date knowledge of AML/Sanctions laws, guidelines, and best practices across jurisdictions.
Regulatory Engagement & Governance
•Represent the branch and TDFC Europe team supporting the 2LoD in meetings with local regulators and competent authorities on Financial Crime-related matters.
•Act as the single point of contact for local regulatory inspections, inquiries, and supervisory reviews from a FLoD standpoint.
•Ensure timely and accurate responses to regulatory requests and maintain strong relationships with local SLoD.
Audit & Quality Assurance
•Oversee internal and external audits related to Financial Crime, ensuring findings are addressed promptly and effectively.
•Perform QA processes over the control & monitoring frameworks along with the alert disposition quality, establishing action plans as needed to ensure SLA fulfilment, duly justified alert disposition, etc.
Monitoring & Risk Management
•Conduct active monitoring of Frankfurt's client portfolio and products, ensuring effective detection and mitigation of AML risks and at Europe level the global system.
•Supervise alert disposition processes, providing further insights on escalations for decision-making.
Cross-Border Coordination
•Act as a senior liaison between global and local teams, ensuring seamless communication and alignment on Financial Crime initiatives.
•Collaborate with Client Lifecycle Management teams and other stakeholders to ensure consistent application of standards across regions.
WHAT YOU'LL BRING
Professional Experience
•At least 5 years banking experience in AML/Compliance or control departments. (Required)
Education
•University degree (Required)
Languages
•Proficiency in German and English to manage local regulatory interactions and prepare formal documentation (Required)
Hard Skills
•Solid understanding of common money laundering schemes as well as the regulatory environment. (Required)
•Strong and essential knowledge of AML and AML Systems (Required)
•Specific experience and a thorough understanding of anti-money laundering controls, procedures and regulations. (Required)
WE VALUE YOUR IMPACT
•Global opportunities and broad career paths.
•Hybrid working model—some days remote, some days onsite with your team—along with flexible hours.
•Access to hundreds of courses, including exclusive access to the global learning platform Santander Open Academy.
•Competitive salary with performance-based bonuses.
